[PRCo] Re: Fare Registers - Passenger Counts - Recessions Depressions

Phillip Clark Campbell pcc_sr at yahoo.com
Mon Dec 15 14:53:55 EST 2008


Yes, Mr.Lybarger - the only fees they get are built in - nothing in interest.  
I also reserve one card for online or similar purchases to avoid fraud on 
the other most used cards and to be able to identify the card used in fraud  --
maybe once a year for online purchases here - I avoid it like the plague.


Phil





----- Original Message ----
> From: Edward H. Lybarger <trams2 at comcast.net>
> To: pittsburgh-railways at dementia.org
> Sent: Monday, December 15, 2008 10:50:24 AM
> Subject: [PRCo] Re: Fare Registers - Passenger Counts - Recessions Depressions
> 
> But if I chose to use it, they'd have to honor it.  The other point is that
> they know who pays and who doesn't...they've just chosen to ignore the
> latter part in too many cases during the last few years. But they can't
> really like me too much, because they never earn interest from me...only
> transaction fees, which the merchants pay (and hide in the prices).
> 
> -----Original Message-----
> From: pittsburgh-railways-bounce at lists.dementia.org
> [mailto:pittsburgh-railways-bounce at lists.dementia.org] On Behalf Of
> Schneider Fred
> Sent: Monday, December 15, 2008 12:49 PM
> To: pittsburgh-railways at dementia.org
> Subject: [PRCo] Re: Fare Registers - Passenger Counts - Recessions
> Depressions
> 
> That's the point ... the credit is there for those who don't use it and they
> know it, i.e. there is no credit.
> 
> On Dec 15, 2008, at 12:32 PM, Edward H. Lybarger wrote:
> 
> > I had one credit card holder nearly double my credit limit about 60 
> > days ago.  Too bad (for them) that I'll never use very much of 
> > it...the largest purchase under the previous limit was a bunch of 
> > stuff for PTM that might have approached 25% of the allowable.  It's a 
> > card I use for online purchases, and not terribly frequently.  Oh, 
> > yes, my E-Z Pass automatically reloads to this card, too.
> >
> > I think there's plenty of credit out there for people who don't need 
> > it and won't use it!
> >
> > -----Original Message-----
> > From: pittsburgh-railways-bounce at lists.dementia.org
> > [mailto:pittsburgh-railways-bounce at lists.dementia.org] On Behalf Of 
> > Derrick J Brashear
> > Sent: Monday, December 15, 2008 12:15 PM
> > To: pittsburgh-railways at dementia.org
> > Subject: [PRCo] Re: Fare Registers - Passenger Counts - Recessions 
> > Depressions
> >
> > On Sun, 14 Dec 2008, Schneider Fred wrote:
> >
> >> have no credit to get us out of this.   The lady that owns my
> >> favorite Chinese restaurant is complaining that here Visa card holder 
> >> has lowered her credit limit which now places here at a point where 
> >> she is using up 70% of the available credit line instead of 35% and
> >> that makes her credit rating also look bad!   But the banks don't
> >> want people using credit.   They don't want to get stung again.
> >
> > I could still pay off my house using the available balance on just one 
> > card.
> > Of course, I am suffering because no one is buying, but not that 
> > badly. The mortgage cost is low.
> >
> > Needless to say, I do not plan to do that.
> >
> >
> >
> >



      




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